Consumer Loans

At Meridian Credit Union, we make the car buying process easy! With quick approvals and flexible terms, you are sure to find the right loan for you.

• Convenient terms up to 84 months
• Pre-approvals to help streamline your shopping experience
• No pre-payment penalty
• Interest rate discount for auto-payments
• Payment protection options including GAP Insurance and Extended Warranties
• Refinance from another lender

Surprise bill or car repair? Need to make some improvements on your house or take a vacation? With a Personal Loan or Line of Credit from Meridian Credit Union, you can tackle all these tasks with ease.

• Flexible loan terms and payment options
• Credit limit up to $25,000.00
• No pre-payment penalty
• Interest rate discount for auto-payments

Dreaming of a new or used RV, boat, or off-road vehicle? Let Meridian Credit Union help make your dream come true!

• Flexible payment options
• Loan terms of up to 120 months
• Interest rate discount for auto-payments
• No pre-payment penalty
• Refinance from another lender

You can use your MCU Share Account or Certificate as collateral.

• Borrow up to 100% of your balance
• Flexible terms and payment options
• Receive a low-interest rate
• Continue to earn dividends on your share account or certificate account

• Competitive variable interest rate for purchases, balance transfers, and cash advances
• No annual fee
• 2% of outstanding balance plus any overlimit amounts due monthly
• 25-day grace period on purchases
• Lost/Stolen Card: 1 (800) 234-5354
• To access your account, retrieve electronic statements and make payments, visit our EZ Card website